Update the withholding on my paycheck

Q: If I decide to change my paycheck withholding, how do I do it?

A: You will need to submit an updated “Form W-4 Employee’s Withholding Allowance Certificate” to your organization’s Payroll Department. In addition, some States have a separate withholding forms that you will need to complete and submit along with Form W-4.

Q: Where can I find Form W-4 to update my withholding?

A: The PayCheckup App offers a feature to generate a Form W-4 PDF that you can email to yourself for printing and signature. You can also find the form on the IRS website at https://www.irs.gov/pub/irs-pdf/fw4.pdf.


Q: Where can I find my State-specific withholding form?

A: Some State’s withholding rates utilize the Federal Form W-4. If your State uses its own withholding allowance form, check the State’s Department of Revenue (or Department of Taxation) website for the most current version of the form.


Using the Withholding Calculator

Q: What are pre-tax payroll deductions and after-tax payroll deductions?

A: Pre-Tax deductions are taken out of your wages before tax is calculated, which lowers your taxable wages. After-Tax deductions are taken out of your check after tax is calculated.


Q: How can I tell whether a deduction is ‘pre-tax’ or ‘after-tax’ on my pay stub?

A: Paystubs vary between companies, but there are some common ways they note pre- and after-tax deductions –

1.     Different sections on the paystub for “Pre Tax Deductions” and “After-Tax Deductions”

2.     Individual deduction lines are marked with variations of “BT” for Before Tax, or “P” for Pre-tax; “AT” for After-tax

3.     “Deductions from Gross Pay” for pre-tax deductions, and “Adjustments to Net Pay” for After-tax deductions


Q: I am covered by a pension other than Social Security at work. How do I enter that into PayCheckup?

A: You will have the option to select whether you are covered by a pension ‘other than social security’. From there, you can enter the pension deduction from your pay stub.


Data and Privacy

Q: Does PayCheckup collect any personal financial data?

A: No, the app does not collect or store any financial data entered into the app.